New · Loan & debt-free planner is live

Grow your money like a plant.

Track income, expenses, loans, side hustles and learning in one private place — and watch your freedom meter climb every month.

  • ✓ Free to start
  • ✓ Private by default
  • ✓ Built for ₹ and Indian loans
Dhanrop · Dashboard
38% freedom
Net income · this month
+₹24,560
🏔️ Debt-free by Jul 2030
🎯 Passive income goal
🏆 Win logged +10 XP
🔥 12-day streak
₹ ₹ ₹ ₹
💰 Passive ₹8,400/mo
⭐ Level 6 · Maker
Sample dashboard — your real numbers appear once you start tracking.
💰 Income💸 Expenses🎯 Budgets🏔️ Loans & EMIs🚀 Side hustles🌐 Digital assets📚 Learning🍅 Focus timer🏆 Wins log📝 Weekly review🔥 Streaks & XP 💰 Income💸 Expenses🎯 Budgets🏔️ Loans & EMIs🚀 Side hustles🌐 Digital assets📚 Learning🍅 Focus timer🏆 Wins log📝 Weekly review🔥 Streaks & XP
Everything in one place

One app for your whole money life

Stop juggling spreadsheets, notes and five apps. Dhanrop connects what you earn, spend, owe and learn — so you can see the full picture.

🌱

Freedom meter

See what share of your monthly spending your passive income already covers — and the next milestone to hit.

🏔️

Debt-free planner

Add every loan and card. Get your debt-free date, EMI reminders and an avalanche vs snowball plan.

🎯

Budgets that talk back

Category limits with live warnings like “₹2,500 over — ₹310/day left for 12 days”.

🚀

Side-hustle board

Drag ideas from Building → Launched → Earning, with ₹ per hour and ROI for each.

🍅

Focus timer

25/50/90-minute sessions that log themselves to your time tracking — and earn XP.

🏆

Wins & streaks

Log what you shipped. Streaks, levels and a heatmap make consistency feel like a game.

📚

Learning tracker

Courses, books and skills with hours logged and progress — linked to the income they feed.

📝

Weekly review

A 10-minute Sunday ritual: what worked, what didn’t, one focus for next week.

Free tool · no sign-up

When will you be debt-free?

Move the sliders. See how a little extra each month changes your debt-free date and the interest you pay — the same maths Dhanrop runs on all your loans.

  • Works for home, personal, car, education and credit-card debt
  • Monthly compounding, just like your bank statement
  • Track every loan together inside Dhanrop
EMIs only—
With extra—
—
Track my real loans →
How it works

Plant it. Water it. Watch it grow.

Your buddy grows with every win and every hour you invest — and bears ₹ fruit as passive income covers your spending.

1

Create your account

30 seconds. You get starter categories and your first goal ready to go.

2

Add what matters

Salary, EMIs, a side-hustle sale, an hour of learning. Two taps each.

₹ ₹ ₹ ₹
3

Watch it grow

Freedom meter, debt-free date, streaks and levels update as you go.

⭐ Level 4 · Builder480 / 600 XP
🔥 21-day streak🍅 3 focus sessions today🏆 +10 XP
Built for consistency

Make showing up every day feel like a game

Money habits are built on small, boring days. Dhanrop rewards them: XP for every win and hour, streaks you won't want to break, and a buddy that literally grows with you.

  • 10 XP per win, 5 XP per hour, 15 XP per loan prepayment
  • 12-week heatmaps for wins, time and learning
  • Confetti when you ship, coin rain when a hustle starts earning
🔒

Your numbers stay yours

Private accounts

Every account's data is isolated — no other user can ever see your entries.

No bank logins

Dhanrop never asks for your bank password. You add what you want, when you want.

Admins see activity, not amounts

Our dashboard shows usage counts only — never your income, expenses, loans or notes.

FAQ

Questions, answered

Is Dhanrop free?+

Yes — create an account and start tracking for free.

Does it connect to my bank?+

No. You add entries yourself in a couple of taps. That keeps your bank credentials out of the picture and makes you actually notice where money goes.

What is the freedom meter?+

Your passive income divided by your monthly expenses. At 100%, your passive income pays for your life — that is financial freedom.

Avalanche or snowball — which should I use?+

Avalanche (highest interest first) saves the most money. Snowball (smallest balance first) gives quicker wins that keep you motivated. The planner shows both with your real loans.

Does it work on my phone?+

Yes. It works in any modern mobile browser — add it to your home screen for an app-like feel.

Can I track side hustles and digital products?+

Yes — hustles move across a board from idea to earning, and digital assets (sites, templates, courses) track income, running costs and renewals.

₹ ₹ ₹

Plant your first seed today.

Grow your money like a plant. It takes 30 seconds to start.

Start growing — it's free →